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# Desert Rivers Credit Union

For People. Not Profit.

## Sitemaps

- [XML Sitemap](https://www.desertriverscu.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [News](https://www.desertriverscu.com/news/)
- [Auto Refinance](https://www.desertriverscu.com/auto-refinance/) - Trade your Rate – Lower your Payment Bring us your auto loan from another lender and we will see if we can improve it. Beat your current rate. Lower your monthly payment. Takes less than 60 seconds to get started. How it works: Tell us about your current loan. We review your options. You decide.
- [2026 Annual Meeting](https://www.desertriverscu.com/annual-meeting/) - Please plan on attending for our Annual Business Meeting, Board Election, Treats and Prizes. Free for members. No tickets necessary.
- [Desert Rivers CU Selects DBSI as General Contractor for New Moab Headquarters/Branch](https://www.desertriverscu.com/desert-rivers-credit-union-selects-dbsi-as-general-contractor-for-new-moab-headquarters-and-branch/) - New facility reinforces long-term commitment to members, community, and future growth MOAB, Utah – Desert Rivers Credit Union today announced it has selected DBSI as the general contractor for its new headquarters and branch in Moab, marking an important milestone in the Credit Union’s long-term investment in its members and the communities it serves across southeastern
- [Thanksgiving Giveaway](https://www.desertriverscu.com/thanksgiving/) - Thanks to all our Sponsors
- [Canyonland Auto](https://www.desertriverscu.com/canyonland-auto/) - Joint Auto Sales Special – Rates Good thru 9/2/2025 Get a New Car at the Best Possible Payment Canyonland Auto and Desert Rivers Credit Union Team Up Canyonland Auto and Desert Rivers Credit Union teamed up to give buyers to best auto deal possible! Desert River CU joined with Canyonland Auto to offer the following
- [Premier-Checking](https://www.desertriverscu.com/premier-checking/) - New Premier Checking Account Options Our new Premier Checking Account may be right for you. Please review the checking account options below. Now Available [table id=18 /] Premier Checking – Checking with Benefits Earn 3% on your Premier Checking up to $5000 Earn a fantastic interest rate on your Premier Checking while you have complete
- [Press Release](https://www.desertriverscu.com/press-release-gonzo-inn-funding/) - Press Release Desert Rivers Credit Union and Mountain West Small Business Association Announce Funding for the Gonzo Inn Transition of Ownership Moab, Utah. August 16, 2024 Samuel Crane, President and CEO of Desert Rivers Credit Union in Moab, Utah, has announced a noteworthy development. The Credit Union, in collaboration with former owners Kali and Josh
- [Moab Open House](https://www.desertriverscu.com/moab-open-house/) - Help us Celebrate our New Office Space When? August 23, 2024 at 12:00 p.m. – Ribbon Cutting at noon by the Moab Chamber of Commerce. Where? Moab Office – 725 North Main, Moab, Utah Everyone is welcome! Come and check out our new office space. We added new offices for our Branch Manager and the
- [Spotlight - Jill Jones](https://www.desertriverscu.com/spotlight-jill-jones/) - Jill Jones Jill recently relocated to Monticello, Utah with her family, after two decades in Moab, where she honed her skills in managing back-office operations and ensuring our members’ satisfaction. With a passion for problem-solving and a drive for smooth operations, she’s been committed to making things go right for our members. Alongside her husband
- [Spotlight - Chantell](https://www.desertriverscu.com/spotlight-chantell/) - March 2024 – Spotlight Chantell Noyes Chantell is a proud native of Moab, deeply rooted in its history as her great-grandparents played a pivotal role in its settlement. She is excited to embark on her new position at Desert Rivers Credit Union as the Loss Prevention Manager. Alongside her amazing wife, Andrea Noyes, they’ve nurtured
- [Spotlight - Lonnie](https://www.desertriverscu.com/spotlight-lonnie/) - November 2023 – Spotlight Lonnie Campbell Lonnie is a long-time local to the town of Moab, Utah and is excited to embark on his new position as the Senior Business Banker at Desert Rivers Credit Union. With his extensive experience in the financial sector and a deep understanding of the local business landscape, Lonnie is
- [International Credit Union Day](https://www.desertriverscu.com/international/) - Credit Unions are owned and controlled by members and are not for profit. Celebrate the difference!
- [Budget Beast](https://www.desertriverscu.com/budget-beast/) - The Budget Beast* Hiding Under Your Bed Budgeting can seem like an ongoing battle. Here's how to attack the budget beast with these simple steps: Prioritize your spending Determine your needs and wants Monthly budget checkups Rainy day fund Prioritizing When laying out a budgeting action plan, prioritizing may be one of the most important
- [VISA Card Conversion](https://www.desertriverscu.com/visa-card-conversion/) - IMPORTANT! Your VISA Card is being reissued. We’ve just made some exciting improvements to our VISA credit cards! In the next few days, you’ll be receiving brand new cards to replace the ones you currently have. These new cards have several advantages including: In house processing. Transactions and payments happen in real time! Transaction visibility on our
- [New Monticello Branch Manager](https://www.desertriverscu.com/monticello-branch-manager-press-release/) - Desert Rivers Credit Union Announces New Branch Manager, Valerie Walker Monticello, Utah. August 30, 2021 Samuel Crane, President and CEO of the Desert Rivers Credit Union in Moab, Utah, announced the hiring of Valerie Walker as the new Monticello Branch Manager. Valerie lives in Monticello with her family. She previously worked at Zions Bank and
- [Laddering - Savings Certificate Investment Strategy](https://www.desertriverscu.com/laddering/) - Investing 101 I’ve worked at or with credit unions for over 40 years and I’ve seen most every mistake that can be made by investors. A few, either by good luck or by research and study, become very successful. They protect their initial investment and get a very nice return. More often, however, I see
- [Putting Your Money to Work](https://www.desertriverscu.com/investing/) - Investing Whether you’re new at the investing game or a long time player, putting your money to work is essential to your financial success. Investing can be risky without doing your homework to minimize risk. “Maybe you’ve been keeping your money stuffed under your mattress or in a savings account — those are options —
- [Credit Score Tips](https://www.desertriverscu.com/credit-score-tips/) - Credit Score – What is it? Credit score is a record showing how timely you’ve been able to pay back the credit union and other financial institutions on the credit and loans you’ve borrowed. Credit Score is affected by what is paid off from a credit card. When a credit card is used, it has
- [Team Member Spotlight - Kraig](https://www.desertriverscu.com/team-members-spotlight-kraig/) - October, 2020 Spotlight Kraig Black Help us welcome Kraig Black as our new Branch Manager at our Monticello Office. Kraig brings 22 years of experience to the Credit Union. Kraig just started with us in June. His favorite color? He says, “Black…just kidding. Navy blue also isn’t bad.” He loves riding dirt bikes, playing golf
- [Team Member Spotlight - Melissa](https://www.desertriverscu.com/team-member-spotlight-melissa/) - September, 2020 Spotlight Melissa Meadows This month we’re celebrating our favorite Mortgage Officer, Melissa, who has been with us for 2 years and has been in banking for 7 years. Melissa was born in May and loves to spend time with her family. Her favorite colors are navy blue, black and gray. (Yes, black and
- [Team Member Spotlight - Dee](https://www.desertriverscu.com/team-member-spotlight-dee/) - October, 2020 Spotlight Dee Tousley This month we’re spotlighting Dee Tousley, our Assistant Branch Manager. Dee’s 26 years of banking experience is a great benefit to our Credit Union. She has worked with Desert Rivers for 9 months and we’re happy to have her. While she likes working at the Credit Union, she especially enjoys weekends
- [Team Member Spotlight - Kira](https://www.desertriverscu.com/spotlight-kira/) - December, 2020 Spotlight Kira Hughes This month, we’re spotlighting Kira, who’s currently working as a Member Service Representative and Loan Officer at our Green River office. She’s been with the Credit Union for two years. Kira’s favorite color is purple, her favorite sport is basketball and she has too many hobbies to count. She loves
- [Team Member Spotlight - Mistie](https://www.desertriverscu.com/spotlight-mistie/) - December, 2020 Spotlight Mistie Bastian Meet Mistie, our Branch Manager at the Green River office. Mistie has been in banking for 25 years and we’re lucky enough to have her at DRCU for the past 6 years. Her favorite colors are pink and green. She doesn’t play sports but they “watch any and every sport
- [Team Member Spotlight - Diane](https://www.desertriverscu.com/spotlight-diane/) - December, 2020 Spotlight Diane Smith Here’s a few things to help you get to know Diane Smith. She has been in banking for over 9 years and at Desert Rivers almost 6 years at the Green River office. She says she’s “an MSR, but no longer a MRS.” She was born in July, her favorite
- [System Upgrade](https://www.desertriverscu.com/system-upgrade/) - LIMITED ACCESS TO FUNDS Wednesday, January 6, 2021 We are making system updates which will result in limited access to member information. This may result in limited access to your funds. Please plan accordingly. We will resume normal access on January 7th.
- [COVID-19 UPDATES](https://www.desertriverscu.com/coronavirus/) - Covid-19 Update – Nov 9-23 – Governor Herbert’s New Guidelines Our Lobbies are Still Open As we continue our “Safety First” plan since re-opening our lobbies in May, we’re adjusting to the new guidelines as directed by Governor Herbert. See his declaration here. Mask Mandate The governor has put in place a mask mandate. Under
- [Team Member Spotlight - Chylene](https://www.desertriverscu.com/team-member-spotlight-chylene/) - August, 2020 Spotlight Chylene Mosher We’re excited to spotlight Chylene as one of our favorite team members. We’re happy to congratulate her on her recent promotion to Branch Manager at our Moab Office. Chylene started with us two years ago in August and we’re happy to have her. Chylene was born in December so put
- [We're Moving!](https://www.desertriverscu.com/were-moving/) - We’re Excited about our New Office! In preparation of moving to our new Monticello Office we will be closing our current office from August 19-21st. Current ATM will remain open during the transistion.
- [BLANDING BRANCH OPEN FOR BUSINESS](https://www.desertriverscu.com/blanding-branch-open-for-business/) - Our Blanding Branch, managed by Tranner Sharpe is open and ready to serve you. We encourage you to drop in and meet our friendly staff! Thanks again for your continued business and support. As always, please feel free to reach out to our knowledgeable staff members if you should have any questions or concerns.

## Pages

- [Home](https://www.desertriverscu.com/) - Desert Rivers is your local credit union where "we're for people, not profit!" We have loans for all members at great rates no matter their credit score.
- [Wealth Management](https://www.desertriverscu.com/test-wealth/) - This is a test page… please do not rely on the content on this page until it is properly published. Thanks! STRIVE TO GROW YOUR WEALTH, HELP PROTECT YOUR FUTURE, AND WORK TOWARD MAKING THE MOST OF YOUR INVESTMENTS Whether you’re just starting to save or you’ve already built a portfolio, your local Desert Rivers
- [Home](https://www.desertriverscu.com/home-2/) - Desert Rivers is your local credit union where "we're for people, not profit!" We have loans for all members at great rates no matter their credit score.
- [VISA ScoreCard® Rewards](https://www.desertriverscu.com/visa-rewards/) - The Desert Rivers Credit Union VISA Platinum with Rewards was designed for People who are going places and living life.
- [Loans](https://www.desertriverscu.com/loans/) - Vehicle loans, home loans, VISA and business loans at great interest rates, no matter your credit score with local approval.
- [Information](https://www.desertriverscu.com/information/) - Desert Rivers Credit Union locations, office hours, contact form, disclosures, holiday schedule, careers and other information.
- [Other Services](https://www.desertriverscu.com/other-services/) - Life is best lived by using your time wisely… One way to free up valuable time is to have your paycheck automatically deposited to your credit union the same day you get paid. It’s a definite time saver. See a Member Service Representative to find out how easy it is to set up. Benefits Get
- [Auto Refinancing](https://www.desertriverscu.com/refi/) - Interest Rates/Calculator/Apply Below Lower Your Payments Refinance Your Auto Loan Call a loan officer today and refinance your auto loan. We can generally lower your monthly payment by lowering the interest rate and by extending the term. We can also modify your auto loan to meet your new circumstances. DRCU Benefits Easy in-house approval Save
- [Calculators](https://www.desertriverscu.com/calculators/) - Auto Loan Calculator Calculate your payments before you shop and then apply online or call a loan officer and get pre-approved. Car Payment Calculator Purchase Details Price of Car $.00 Sales Tax % Annual Interest 3.99%18%5.49% Length of Loan 12months120months60months Are you trading in a car? Yes No Trade-In Value $.00 Estimated Dealer Fees $.00
- [Auto Loan Calculator](https://www.desertriverscu.com/auto-loan-calculator/) - Auto Loan Calculator Car Payment Calculator Purchase Details Price of Car $.00 Sales Tax % Annual Interest 3.99%18%5.49% Length of Loan 12months120months60months Are you trading in a car? Yes No Trade-In Value $.00 Estimated Dealer Fees $.00 Estimated Rebates $.00 Estimated Down Payment $.00 Loan Calculation Price of Car & Fees $ Taxes $ Rebates
- [Checking](https://www.desertriverscu.com/checking/) - We have Premier Checking with lots of benefits plus interest and Value Checking with no monthly fee.
- [Rates](https://www.desertriverscu.com/rates/) - Earn competitive dividends and interest rates on your savings at Desert Rivers Credit Union. Interest rates on loans are excellent, no matter your credit score.
- [Repos](https://www.desertriverscu.com/repos/) - At times we have repossessed collateral for sale. Descriptions and sale procedures are outlined on this page.
- [Merchandise](https://www.desertriverscu.com/merchandise/) - Merchandise page for Desert Rivers Credit Union employees only.
- [Business](https://www.desertriverscu.com/business-accounts/) - Desert Rivers Credit Union offers business loans (including SBA loans) and business banking to Southeastern Utah Businesses at lower fees and at competitive rates.
- [Accounts](https://www.desertriverscu.com/accounts/) - Earn competitive interest rates by opening a Federally Insured Savings Account without fees and with no risk to your investment.
- [Specials](https://www.desertriverscu.com/specials/) - Spring Special! 1% Cashback on Auto and RV Loans Get 1% of the loan amount back up to $1000. e.g. Finance or refinance your $40,000 loan, lower your interest rate, lower your monthly payment and get $400 cash back. Must be a new loan or refinance. It cannot be a loan already financed at Desert
- [Mobile Privacy Policy](https://www.desertriverscu.com/mobile-privacy-policy/) - DESERT RIVERS CREDIT UNION PRIVACY NOTICE Desert River Credit Union is committed to protecting the privacy of our members’ financial records consistent with federal and state laws. In the course of providing our services, we collect information about the members, some of which is nonpublic personal information. We do not sell nonpublic personal information, but
- [Insurance](https://www.desertriverscu.com/insurance/) - Desert Rivers Credit Union partners with local and licensed insurance agents to offer Medicare Supplement and Medicare Advantage through Medicarecu.
- [Loan Application](https://www.desertriverscu.com/loan-application/) - Apply for a loan at Desert Rivers Credit Union. Quick local review and approval.
- [Online Banking](https://www.desertriverscu.com/online/) - Our upgraded online banking login and service took effect October 1, 2022. Login today from anywhere.
- [Financial Literacy](https://www.desertriverscu.com/financial-literacy/) - Financial Literacy Financial Education We have partnered with VISA and they have a couple of clever financial literacy website that we’d love to share with our members. Educational website for kids: https://www.practicalmoneyskills.com/en.html Educational website for businesses: https://www.practicalbusinessskills.com/en
- [Dollar For](https://www.desertriverscu.com/dollar-for/) - DRCU and Dollar 4 have teamed up to help you determine if you can get financial assistance on your medical bills.
- [Loan Specials](https://www.desertriverscu.com/loans-at-great-rates/) - Not all credit cards are created equal. The Desert Rivers Credit Union VISA Platinum with Rewards was designed for People…People who are going places and living life to the fullest. DRCU Benefits No Annual Fee Platinum Card with Rewards ScoreCard® Reward can be used for Travel or Merchandise 25 day grace period As low as
- [Deposit Rates](https://www.desertriverscu.com/deposit-rates/) - Earn competitive interest rates on your savings at Desert Rivers Credit Union. Federally insured and never any commissions.
- [Overdraft Protection](https://www.desertriverscu.com/overdraft-protection/) - Avoid the embarrassment of over-drafting your checking account with Overdraft Protection. Consider "Opt-in" to protect your VISA Debit Card.
- [Home Loans](https://www.desertriverscu.com/mortgage/) - Current Special Competitive Rates and Now with Lower Fees Origination fee lowered to just.5% (Overall, fees reduced by 1.5% with NO hidden back-end fees.) We’re doing all we can to make home loans more affordable for our members by discounting closing costs. Products We expanded options for our members to include Conventional, FHA, VA, USDA,
- [Login](https://www.desertriverscu.com/login/) - Online Banking Login User ID: Password: Forgot Password | New Users
- [Wishlist](https://www.desertriverscu.com/wishlist/) - [yith_wcwl_wishlist]
- [Cart](https://www.desertriverscu.com/cart/) - [woocommerce_cart]
- [My account](https://www.desertriverscu.com/my-account/) - [woocommerce_my_account]
- [Checkout](https://www.desertriverscu.com/checkout/) - [woocommerce_checkout]
- [Shop](https://www.desertriverscu.com/shop/)
- [New Membership Disclosure](https://www.desertriverscu.com/new-membership-disclosure/) - MEMBERSHIP AND ACCOUNT AGREEMENT This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of the Credit Union providing this Agreement (Credit Union). In this Agreement, the words “you,” “your,” and “yours” mean anyone who signs an Account Card, Account Change Card, or any other account opening document (Account Card),
- [Skip](https://www.desertriverscu.com/skip/) - Members are allowed to skip one payment per year on a personal loan. This is often a less expensive way to get some desperately needed cash without paying the high interest rate of a signature loan. DRCU Benefits Skip a payment on an Auto Loan or Personal Loan Not available on VISA or Mortgage Loans
- [VISA Application](https://www.desertriverscu.com/visa-application/) - VISA CREDIT CARD APPLICATION Review the following disclosure before applying: VISA Truth in Lending Disclosure VISA Credit Card Application Name/Primary Account Holder * Email Address * Account Number * Enter "NEW" if not a current member Phone Number * Phone * Cell Work Home What is your primary branch? * Moab Blanding Green River Monticello
- [Spotlights](https://www.desertriverscu.com/spotlights/) - Spotlight – LonnieNovember 2023 - Spotlight Lonnie Campbell Lonnie is a long-time local to the town of Moab, Utah and is excited to embark on his new position as the Senior Business Banker at Desert Rivers Credit Union. With his extensive experience in the financial sector and a deep understanding of the local business landscape,
- [Mortgage Loan Application](https://www.desertriverscu.com/mortgage-loan-application/) - MORTGAGE LOAN APPLICATION Mortgage Application General InformationFinancial InformationGovernment MonitoringLegal DeclarationsFinal Acknowledgement0% Complete1 of 5 General Information What is your primary branch? * Moab Blanding Green River Monticello Are you the primary or co-signer? * Primary Co-Signer What is the name of the primary? Is there a co-signer for this application? Yes No First Name *
- [Loan Rates](https://www.desertriverscu.com/loan-rates/) - [table id=2 /] [table id=3 /] [table id=4 /] [table id=5 /] [table id=6 /] [table id=7 /] Mortgage Rate Quote [table id=8 /] [table id=9 /]
- [Digital Wallet](https://www.desertriverscu.com/digitalwallet/) - Quick and Convenient Put your favorite card, the Desert Rivers Credit Union VISA Credit Card, as your top-of-wallet card! Pay with your Mobile Phone A digital wallet is a quick and secure way to carry your credit and debit cards on your mobile device. Benefits Pay Securely Easy to Use You have the choice to
- [Bylaws](https://www.desertriverscu.com/bylaws/) - Table of Contents Article I. Name—Purposes Article II. Qualifications for Membership Article III. Shares of Members Article IV. Meetings of Members Article V. Elections Article VI. Board of Directors Article VII. Board Officers, Management Officials and Executive Committee Article Article VIII. Loan Officers Article IX. Supervisory Committee Article X. Organization Meeting Article XI. Loans and
- [Blog](https://www.desertriverscu.com/blog/)

## Menus

- [Home Megamenu](https://www.desertriverscu.com/megamenu/home-megamenu/)
- [Base Components Megamenu](https://www.desertriverscu.com/megamenu/base-components-megamenu/)
- [Shop Menu](https://www.desertriverscu.com/megamenu/shop-menu/)
- [Components Megamenu](https://www.desertriverscu.com/megamenu/components-megamenu/)
- [Pages Megamenu](https://www.desertriverscu.com/megamenu/pages-megamenu/)

## Categories

- [blog](https://www.desertriverscu.com/category/blog/)
- [Events](https://www.desertriverscu.com/category/events/)
- [News](https://www.desertriverscu.com/category/news/)
- [Home](https://www.desertriverscu.com/category/home/)
- [Spotlights](https://www.desertriverscu.com/category/spotlights/)
- [Financial](https://www.desertriverscu.com/category/financial/)

## Tags

- [CSS](https://www.desertriverscu.com/tag/css/)
- [HTML](https://www.desertriverscu.com/tag/html/)
- [WEB](https://www.desertriverscu.com/tag/web/)