GOVERNMENT SHUTDOWN FOREBEARANCE PROGRAM – Available October 16th.

Loan Modifications are Available for Impacted Government Employees

The Government Shutdown may soon make it difficult for you to keep up with your loan payments. If it becomes impossible to make a full payment due to this hardship, consider applying for a “Forbearance Request.” If approved, it’ll allow you to make smaller payments for a period of time until you start getting a regular paycheck again.

  • Applicants must be members in good standing.
  • Priority goes to members that use Desert Rivers Credit Union as their primary financial institution and have direct deposit with us.
  • Please provide proof of impact from the shutdown (such as a furlough notice or agency letter). You can upload the document when you submit the form below.

We’re here to assist you and this is just one of the ways we can help you get through the shut-down. Complete the form below to submit your request.

Government Shutdown Loans

We are also making loans available to help members affected by the shutdown.

  • Payment deferred for up to 90 days.
  • Interest as low as 4%.
  • Must use Desert Rivers Credit Union as your primary financial institution and have direct deposit with us.

Apply here. 

Forbearance Application

Forebearance Application - Government Shutdown
Primary account holder's name
Enter your member number
Enter the loan suffix

Required Information

Note: Interest will continue to accrue and decreased payment amounts will be added to the end of your loan.
Note: Effort should be made to decreae your bills at all your creditors. Most will have similar programs. These might include rent, utilities, loans, credit cards, etc. Showing you have made these request improves your chances of being approved.

Additional Information

Skip-a-payment adjustment will be made to your loan upon receipt of your check.
A Forbearance Agreement requires proof of a financial hardship. Please provide a copy of the letter from your employer stating that you are out of work due to Covid-19. *
File Upload

Maximum file size: 2.1MB

E-sign Disclosures - By submitting this form you are electronically submitting an application to a forebearance on your loan. By clicking here you are opting-in to receiving disclosures electronically as a convenience. Of course, you always have the option of applying in person or by mail. You are also advised that you have the legal right to obtain any records regarding your account in paper form. To get your records in paper form, please call us at 435-259-6124 or write to us at Desert Rivers Credit Union, PO Box 1047, Moab, Utah 84532.

NCUA Logo

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

More information.

Equal Housing Lending logo

Desert Rivers Credit Union is an Equal Housing Lender.

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