Red "VISA Credit Cards" banner

Not all credit cards are created equal. The Desert Rivers Credit Union VISA Platinum with Rewards was designed for our People…People who are going places and living well.

DRCU Benefits

  • No Annual Fee
  • Platinum Card with Rewards
  • Rewards can be used for Travel or Merchandise
  • 25 day grace period
  • As low as 9.49% APR
Red "auto loans" banner

When you buy a car, it has to be right for you. Right for where you live. Right for the weather you’ll be driving in. Right for the passengers you’ll haul. When you find that perfect car it’s not hard to find the perfect loan.

DRCU Benefits

  • Flexible terms up to 96 months.
  • Great rates for all no matter your credit score.
  • Skip up to one payment per year.

Interest Rates/Calculator/Apply Below

Gold "recreation vehicles" banner

You work hard all week so you can take your friends and family out on the weekend and have some fun. We have a loan for that!

DRCU Benefits

  • Flexible terms up to 120 months.
  • Great rates for all no matter your credit score.
  • Skip up to one payment per year.
Red "Home Equity Loans" banner

Coming home to a modern kitchen, a nice deck and an remodeled garage will help your day at work pass a little smoother.

Don’t wait until it’s time to sell your home to fix it up. Live life well now and at the same time increase the value of your biggest asset by keeping it updated and nice!

A Home Equity Line of Credit is the perfect loan for your next home project. Really, a Home Equity Loan can be used for any worthwhile purchase. e.g. dream vacation, luxury vehicle, funding your child’s wedding or education.

DRCU Benefits

  • Low closing costs
  • Don’t pay interest until you need the money
  • Low variable interest rate
  • Keep your payment low or make larger payments to pay off your loan quickly. It all depends on your goals.
Blue "home loans" banner

Living in the right home and the right area can make a positive difference in the life of your family. Talk to a Mortgage Loan Officer to get started.

DRCU Benefits

  • Terms up to 360 months
  • Save on closing costs
  • Flexiblitly on short term home loans
Yellow "manufactured homes" banner

Just starting out? A manufactured home may be the perfect way to get your family started building equity and wealth in a home.

DRCU Benefits

  • Terms up to 144 months
  • Great rates for all, no matter your credit score.
Green "lifestyle loans" banner

Lifestyle Loans (Signature Loans) are perfect for when you need money now for something that just can’t wait.

Possibilities

  • Replacing the big screen TV
  • Cosmetic surgery
  • Family vacation
  • Christmas
  • Home repair
  • New computer for your smart kids

NCUA Logo

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

More information.

Equal Housing Lending logo

Desert Rivers Credit Union is an Equal Housing Lender.

More information