Business Checking header

Free Checking is more than “free” these days. With a checking account, you get a VISA Debit Card and you can pay your bills online for “free.” No postage and no hassle.

DRCU Benefits

  • No monthy fee
  • No check charges
  • No statement fees
  • Electronic Statements are available
  • Online banking is free
  • Overdrafting your account is not free! (Be careful about that! To avoid bounced checks and overdraft fees set up courtesy pay or overdraft protection to a savings account)

Management Tips

Set up Overdraft Protection or a path to transfer money from a line of credit or savings account to avoid overdraft fees. (Avoid the hassle and embarrassment of a “bounced” check and the fees associated with them).

Partnering with Select Bankcard We Offer:

Local services and on-site support | No contract required | Real-time reporting
Next day deposits/funding | Credit/Debit Cards | Chip Cards | ACH
Apple Pay/Google Pay/Samsung Pay | NFC (Near Field Communication) setup
EMV terminals | Secure gateway
Mobile phone swipes | Account updater for recurring payaments
Reconcilation | POS solution | QuickBooks Solution

Merchant Services

Local Credit Union. Local Merchant Services.

Desert Rivers Credit Union partners with Select Bankcard to offer our business members merchant services.

Accept Credit or Debit Card Payments

Whenever. Wherever your business goes, we’re with you!

We have:

  • In-Store Solutions – Securely accept virtually every payment option, including credit, debit, EBT, gift cards and Automated Clearing House (ACH) with affordable terminals. No leases! No contracts.
  • Online Solutions – Reach more customers in more locations with our fast and secure eCommerce solutions. Accept payments online, by phone or e-mail, or in any card-not-present environment.
  • Mobile Solutions – Take the checkout line to your customers. Accept EMV* chip and ‘swipe’ card payment securely on the go-right from your smartphone or tablet.

No Leases! No Contracts!

  • Equipment discounts for in-store terminals
  • Online integration with accounting software, including QuickBooks.
  • Free ‘swipe’ reader for mobile applications*

*Limit one swipe reader per business. must be new merchant services account.

Header with red "electronic banking" banner

Our electronic banking products are designed to save you precious time and money.


Get easy access to your account from your PC, laptop or mobile phone.


Access your statements at your convenience.


Save postage and hassle by paying your bills online. It’s free with a checking account.


Load your VISA on your phone and pay with your phone.

DRCU Benefits

  • Free with a Checking Account


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

More information.

Equal Housing Lending logo

Desert Rivers Credit Union is an Equal Housing Lender.

More information