Deposit Amount | APY* | Rate | Minimum Balance | Compare to National Average |
---|---|---|---|---|
$100,000-$249,000 | 3.25% | 3.21% | $100,000 | 0.38% |
$250,000-$749,999 | 3.30% | 3.26% | $250,000 | 0.38% |
$750,000 and up | 3.40% | 3.36% | $750,000 | 0.38% |
Deposit Amount | APY* | Rate | Minimum Balance | Comparison to National Average |
---|---|---|---|---|
6 mos CD | 2.75% | 2.72% | $500 | 0.65% |
1 year CD | 4.25% | 4.18% | $500 | 1.07% |
2 year CD | 4.75% | 4.67% | $500 | 0.77% |
3 year CD | 4.75% | 4.67% | $500 | 0.77% |
5 year CD | 4.00% | 3.95% | $500 | 0.83% |
Checking | .00% | .00% | $25 | 0.00% |
Savings/Shares | .05% | .05% | $25 | 0.03% |
IRA | 1.00% | 1.00% | $500 | 0.10% |
Deposit Amount | APY* | Rate | Minimum Balance | Compare to National Average |
---|---|---|---|---|
$100-$999 | .05% | .05% | $100 | 0.03% |
$1000-$24,999 | 1.60% | 1.59% | $1000 | 0.10% |
$25,000-$99,000 | 1.90% | 1.89% | $25,000 | 0.38% |
$100,000-$199,000 | 2.75% | 2.72% | $100,000 | 0.38% |
$200,000 + | 3.25% | 3.21% | $200,000 | 0.38% |
Term | A+ >740 | A 690-739 | B 660-689 | C 620-659 | D 600-619 | <600 |
---|---|---|---|---|---|---|
24 - 60 months | 6.49% | 6.74% | 6.99% | 9.49% | 18.00% | 18.00% |
72 | 6.74% | 6.99% | 7.24% | 9.74% | 18.00% | 18.00% |
84 | 7.24% | 7.49% | 7.74% | 10.24% | 18.00% | 18.00% |
96 | 7.75% | 8.25% | 8.75% | 11.25% | 18.00% | 18.00% |
Term | A+ >740 | A 690-739 | B 660-689 | C 620-659 | D 600-619 | <600 |
---|---|---|---|---|---|---|
24 - 48 months | 6.49% | 6.74% | 6.99% | 9.49% | 18.00% | 18.00% |
60 | 6.74% | 6.99% | 7.24% | 9.74% | 18.00% | 18.00% |
72 | 6.99% | 7.24% | 7.49% | 9.99% | 18.00% | 18.00% |
84 | 7.74% | 7.99% | 8.24% | 11.24% | 18.00% | 18.00% |
Term | A+ >740 | A 690-739 | B 660-689 | C 620-659 | D 600-619 | <600 |
---|---|---|---|---|---|---|
24 - 36 months | 7.74% | 8.24% | 9.99% | 11.99% | 18.00% | 18.00% |
48 | 7.99% | 8.49% | 10.24% | 12.49% | 18.00% | 18.00% |
60 | 8.24% | 8.74% | 10.49% | 12.99% | 18.00% | 18.00% |
72 | 8.74% | 9.24% | 10.99% | 13.49% | 18.00% | 18.00% |
Term | A+ >740 | A 690-739 | B 660-689 | C 620-659 | D 600-619 | <600 |
---|---|---|---|---|---|---|
24 - 60 months | 7.99% | 8.24% | 8.74% | 10.49% | 18.00% | 18.00% |
72 | 8.24% | 8.49% | 8.99% | 10.74% | 18.00% | 18.00% |
84 | 8.24% | 8.49% | 8.99% | 10.99% | 18.00% | 18.00% |
96 | 8.49% | 8.74% | 9.49% | 11.24% | 18.00% | 18.00% |
120 | 8.74% | 8.99% | 9.99% | 11.74% | 18.00% | 18.00% |
Term | A+ >740 | A 690-739 | B 660-689 | C 620-659 | D 600-619 | <600 |
---|---|---|---|---|---|---|
12-36 | 11.24% | 14.74% | 15.49% | 18.00% | 18.00% | 18.00% |
48 | 11.49% | 14.99% | 15.74% | 18.00% | 18.00% | 18.00% |
60 | 11.74% | 15.24% | 15.99% | 18.00% | 18.00% | 18.00% |
Term | All Credit Scores |
---|---|
12-60 | 6.00% |
61-84 | 6.25% |
85-120 | 7.00% |
120-144 | 7.50% |
144-180 | 8.00% |
Term | |
---|---|
10 Years | Click below for a rate quote. |
15 Years | Click below for a rate quote. |
20 Years | Click below for a rate quote. |
30 Years | Click below for a rate quote. |
Term | A+ >740 | A 690-739 | B 660-689 | C 620-659 | D 600-619 | <600 |
---|---|---|---|---|---|---|
24 - 60 months | 7.99% | 8.49% | 9.49% | 11.49% | 18.00% | 18.00% |
72 | 8.24% | 8.74% | 9.74% | 11.74% | 18.00% | 18.00% |
84 | 8.24% | 8.74% | 9.74% | 11.74% | 18.00% | 18.00% |
120 | 8.49% | 8.99% | 9.99% | 11.99% | 18.00% | 18.00% |
144 | 8.99% | 9.49% | 10.49% | 12.49% | 18.00% | 18.00% |
Term|LTV | APR* - A+ >740 | APR - A 690-739 | APR - B 660-689 |
---|---|---|---|
Revolving|80% or less | 7.25% | 8.25% | 10.25% |
Revolving|80-90% | 7.99% | 8.50% | 10.75% |
Effective Date | January 1, 2023 |
Home Equity Line of Credit (HELOC) is a variable rate loan. The index is based on the “U.S. Prime Rate” as listed in the “Money Section” of the Wall Street Journal on the the last day of the month plus a margin to be disclosed in your closing documents. Any interest rate increase will result in more payment of the same amount until the amount owed has been repaid.”