Young hiker couple reaching the summit.

Coming Soon

Premier Checking will soon be available. Please check back for updates.

Premier Checking red and blue banner.

Premier Checking – Checking with Benefits

Earn 3% on your Premier Checking up to $5000

Earn a fantastic interest rate on your Premier Checking while you have complete access to your money. Move money in and out without restrictions.

Other Benefits

  • .25% discount on consumer loans and HELOCs
  • Early ACH/Direct Deposit (If you sign up for this service you’re charged a monthly fee of $4 per ACH/Direct Deposit of over $500. However, this fee will be reversed if you qualify for Premier Checking.)
  • Free Cashier’s Checks
  • Free Bill Pay
  • Free Temporary Checks
  • No Minimum Balance Required

Premier Checking Requirements*

  • You must sign up and have direct deposits of at least $1000 per month.
  • You must use your VISA debit and/or credit card and make a minimum of 15 transactions per month.
  • You must sign up and receive e-statements.
  • You must have a VISA Credit Card (no minimum balance required).
  • Interest is paid on the average daily amount in the account up to $5000.

Not meeting the requirements for Premier Checking? No problem! Opt in for a low monthly fee and enjoy all the premium benefits.

*If a member doesn’t meet the requirements for Premier Checking after opting into the account and after the 60 day grace period, they will be charged the $15 monthly service fee.

Premier Checking

Deposit AmountAPY**RateMinimum BalanceCompare to National Average
$1 - $50003.00%2.96%$5001.15%
** Annual Percentage Yield. Interest is paid monthly on the average daily balance. Interest is paid on balances up to $5000.

NCUA Logo

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

More information.

Equal Housing Lending logo

Desert Rivers Credit Union is an Equal Housing Lender.

More information