If we cannot do one of those things, we will not ask you to move the loan!
Refinance program available for auto loans currently held at another financial institution. Loans must meet Desert Rivers Credit Union underwriting guidelines and approval requirements.
Minimum credit score, loan amount, and vehicle eligibility may apply. Cash-out refinancing may be available if loan-to-value limits are met.
Not all applicants will qualify for rate or payment improvement. If Desert Rivers Credit Union is unable to improve the current rate or monthly payment after a full review, we will not ask you to move your loan.
Applicants who submit a refinance request during the promotional period may be entered into a drawing for an eBike. Drawing details and eligibility requirements apply.
Terms, conditions, and promotional details are subject to change without notice.
Do I need to be a member?
No. If refinancing with Desert Rivers Credit Union makes sense for you, we can help you become a member during the process.
What if I already have a good rate?
That’s okay. Sometimes we can still improve the payment or loan structure.
How long does the process take?
Our lending team reviews refinance requests quickly and will follow up after reviewing your information. Typically the same day.
Does this apply to Desert Rivers Credit Union auto loans?
No. This program focuses on loans currently held at another lender.
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