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Lower Your Payments

Refinance Your Auto Loan

Call a loan officer today and refinance your auto loan. We can generally lower your monthly payment by lowering the interest rate and by extending the term. We can also modify your auto loan to meet your new circumstances.

DRCU Benefits

  • Easy in-house approval
  • Save on interest
  • Lower your payment
Rearview mirror of a black car traveling down a highway with a 120 month term loan from Desert Rivers Credit Union.

The Right Term for the Right Car is Sometimes 120 Months

DRCU can do that!

Compare a $40,000 loan for a member with A+ credit (740 Credit Score) below:

60 month term

5.65%

$760/month

84 month term

6.49%

$591/month

120 month term

7.49%

$472/month

Limited Time Offer

We are now offering Auto Loans with terms up to 120 months with the following guidelines.

Minimum Loan Amount

  • 108 months – $30,000
  • 120 months – $40,000

Minimum Credit Score of 660, Vehicles -4 years old or newer.

See Rates

Call one of our Loan Officers for current rates and details.

(Some restrictions apply. On approved credit).