Specials - Desert Rivers Credit Union

Spring Special!

1% Cashback on Auto and RV Loans

Get 1% of the loan amount back up to $1000. e.g. Finance or refinance your $40,000 loan, lower your interest rate, lower your monthly payment and get $400 cash back.
Must be a new loan or refinance. It cannot be a loan already financed at Desert Rivers Credit Union.
Limited time only.

Special Purchase Auto Loans - 0-5 Years Old

Term	A+ >740	A 690-739	B 660-689
24 - 60 months	5.65%	5.89%	6.14%
72	5.89%	6.14%	6.39%
84	6.64%	7.89%	7.14%

* Purchases only. Limited Time. Refi allowed if dealer purchase agreement is less than 30 days old. No other rate discounts allowed to add on.
**Rates are APR (Annual Percentage Rates) and our best rates. Your rate may be higher and is based on your credit worthiness. At 5.99% APR payment for 60 month are $19.32 per $1000.00 borrowed. Membership required-based on eligibility.

Young mother buckling her infant son into his child seat.

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When You Buy a Car, it has to be Right for You!

Right for where you live. Right for the weather you’ll be driving in. Right for the passengers you’ll haul. When you find that perfect car it’s not hard to find the perfect loan.

DRCU Benefits

Flexible terms up to 120 months.
Great rates for all no matter your credit score.
Skip up to one payment per year.

Rearview mirror of a black car traveling down a highway with a 120 month term loan from Desert Rivers Credit Union.

The Right Term for the Right Car is Sometimes 120 Months

DRCU can do that!

Compare a $40,000 loan for a member with A+ credit (740 Credit Score) below:

60 month term

5.99%

$769/month

84 month term

6.99%

$600/month

120 month term

7.99%

$485/month

Limited Time Offer

We are now offering Auto Loans with terms up to 120 months with the following guidelines.

Minimum Loan Amount

108 months – $30,000
120 months – $40,000

Minimum Credit Score of 660, Vehicles -4 years old or newer.

See Rates

Call one of our Loan Officers for current rates and details.

(Some restrictions apply. On approved credit).

Spring Special!

1% Cashback on Auto and RV Loans

Get 1% of the loan amount back up to $1000. e.g. Finance or refinance your $40,000 loan, lower your interest rate, lower your monthly payment and get $400 cash back.
Must be a new loan or refinance. It cannot be a loan already financed at Desert Rivers Credit Union.
Limited time only.

Time for Some Fun?

You work hard all week so you can take your friends and family out on the weekend and have some fun. We have a loan for that!

DRCU Benefits

Flexible terms up to 120 months.
Great rates for all no matter your credit score.
Skip up to one payment per year.

Interest Rates
Loan Application
Loan Calculator

Coming home to a modern kitchen, a nice deck and a remodeled garage will help your day at work pass a little smoother.

Don’t wait until it’s time to sell your home to fix it up. Live life well now and at the same time increase the value of your biggest asset by keeping it updated and nice!

A Home Equity Line of Credit is the perfect loan for your next home project. Really, a Home Equity Loan can be used for any worthwhile purchase. e.g. dream vacation, luxury vehicle, funding your child’s wedding or education.

DRCU Benefits

Low closing costs
Don’t pay interest until you need the money
Low variable interest rate
Keep your payment low or make larger payments to pay off your loan quickly. It all depends on your goals.

Interest Rates
Loan Application
Loan Calculator
Brochure

Living in the right home and the right area can make a positive difference in the life of your family. Talk to a Mortgage Loan Officer to get started.