During these unprecedented times we know that some of you may have difficulty keeping up with your loan payments. If it becomes impossible to make a full payment due to a hardship consider a “Forbearance Request.” If approved, it’ll allow you to make smaller payments for a period until you get back to work or regain your health.

We’re here to help and this is just one of the ways we can help you get through this Pandemic. Complete the following form to submit your request.

Forbearance Application

Forebearance Application
Primary account holder's name
Enter your member number
Enter the loan suffix

Required Information

Note: Interest will continue to accrue and decreased payment amounts will be added to the end of your loan.
Note: Effort should be made to decreae your bills at all your creditors. Most will have similar programs. These might include rent, utilities, loans, credit cards, etc. Showing you have made these request improves your chances of being approved.

Additional Information

Skip-a-payment adjustment will be made to your loan upon receipt of your check.
A Forbearance Agreement requires proof of a financial hardship. Please provide a copy of the letter from your employer stating that you are out of work due to Covid-19. *
File Upload

Maximum file size: 2.1MB

E-sign Disclosures - By submitting this form you are electronically submitting an application to a forebearance on your loan. By clicking here you are opting-in to receiving disclosures electronically as a convenience. Of course, you always have the option of applying in person or by mail. You are also advised that you have the legal right to obtain any records regarding your account in paper form. To get your records in paper form, please call us at 435-259-6124 or write to us at Desert Rivers Credit Union, PO Box 1047, Moab, Utah 84532.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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Desert Rivers Credit Union is an Equal Housing Lender.

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